Long-term care can include skilled nursing home, assisted living, and home-based care.
Long-term care planning is both for:
- those seeking to address the possibility of future long-term care costs; and
- those who currently require assistance, either in a facility setting or at home.
Medicare only covers long-term care in certain limited circumstances, such as short-term rehabilitation stays after a hospitalization. It does not cover long-term custodial care. Medicaid may cover the cost of long-term care for qualified applicants, including skilled nursing home, assisted living and home care in New Jersey. Call us to discuss options for covering for the cost of long-term care.